EFS has been helping clients plan for their financial future for over 24 years. Our philosophy is that each client is unique and requires a customized plan just for them.
Owner Jay Finn is also a CPA and can provide tax advice.
As an independent advisor with PlanMember, I can help put a plan in place for your future. You can choose from a broad spectrum of Investment Options, including professionally managed mutual fund accounts and insurance programs. You will also enjoy the Benefits of Membership through the PlanMember Services Program, a comprehensive retirement planning system designed to help take the mystery out of saving for retirement.
EFS has been helping clients plan for their financial future for over 24 years. Our philosophy is that each client is unique and requires a customized plan just for them.
President and Owner Jay Finn is also a CPA and can provide tax advice.
As an independent advisor with PlanMember, I can help put a plan in place for your future. You can choose from a broad spectrum of Investment Options, including professionally managed mutual fund accounts and insurance programs. You will also enjoy the Benefits of Membership through the PlanMember Services Program, a comprehensive retirement planning system designed to help take the mystery out of saving for retirement.
EFS Financial helps individuals at every stage of life plan and invest for their future in both retirement and tax planning. Jay is a credentialed CPA and has worked for the IRS. His clients are educators and employees of nonprofit and for-profit organizations who come from all walks of life. Some are still working, while others are nearing retirement or enjoying their retirement years now.
You're not alone. Many of our clients have questions when they begin their path to financial security. If you can't find your answer or need more detail, call our office to speak with a representative directly. They will be happy to help you.
Yes, but regular 401k’s have too many fees for most small businesses except solo 401k’s
Like a 401k but company can only have one employee or two if the spouse is also an owner and employee. See our investments tab.
A common solution is often a Simple IRA plan. Learn more about investments.
Limits vary from plan to plan and are often larger for those over 50 years of age. Learn more about contribution limits.
Usually there is only one maximum for certain individuals such as 401k plus matching. Certain individuals can max out at 403b and 457 plus matching. Learn more about contribution limits.
No, you cannot. Pretax (IRA, 401k etc) must be in a separate account from your after-tax accounts and may not be joint accounts.
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Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA / SIPC. 6187 Carpenteria Ave, Carpenteria, CA 93013, (800) 874-6910. EFS Financial and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable for the ancillary products or services offered by EFS Financial or this representative. Jay Finn, CPA, LLC provides tax advice and PlanMember Securities Corporation disclaims all responsibility and liability for such advice. *The above link(s) are provided for your information only. PSEC and EFS Financial does not endorse, nor accept any responsibility for the content, products and/or services provided at non-PSEC or EFS Financial sites. Some information contained on these site(s) are provided by third parties. We do not independently verify this information, nor do we guarantee its accuracy or completeness.
