Were you aware that by age 70, most Americans fit into one of the following four categories?
20% will still be working, 19% will be deceased and 46% will be dependent upon someone else (i.e. a child, other relative, the government, others, or a combination of these). But only 15% will be financially secure.
Middle class taxpayers fund the majority of our Federal budget, but often end their working careers below the poverty line or dependent on someone else financially.
At EFS, our goal is to provide school faculty and administrators the ability to retire financially secure.